Comparisons

Roth IRA vs Traditional IRA Over 30 Years

What This Article Answers This article compares Roth and Traditional IRAs using identical investments to show how taxes affect long-term outcomes. Assumptions The Outcome Despite the upfront tax cost, the Roth IRA ends with slightly more usable money under these assumptions. Breakdown Account Type Contributions Taxes Paid After-Tax Value Traditional IRA $180,000 ~$120,000 (withdrawal) ~$720,000 […]