How Employer 401(k) Matching Changes Long-Term Outcomes
What This Article Answers This article shows how employer matching affects total retirement outcomes and why it dominates most other optimizations. Assumptions The Outcome Employer matching increases the final balance by over $400,000 with no additional employee cost. Breakdown Scenario Total Contributed Ending Balance No match $180,000 ~$680,000 With match $270,000 ~$1,090,000 Why This Happens […]